CD Ratewatch: Top CD Rates

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CD RATEWATCH
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Top Consumer CD Rates from the Nation's Strongest Banks (Annual Percentage Yields are surveyed each Wednesday. These APYs were surveyed on Wednesday 2/1/2012.)
Rates are subject to change without notice. Please contact institution before investing.
BauerFinancial does not accept advertising. No bank pays for its rating or to list its rates.

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Money Market/Savings Accounts

Institution City, State Stars Phone Min APY MORE INFO

Nationwide Bank Columbus, OH 877-422-6569 $1,000.00 0.900%

American Express Bank FSB Salt Lake City, UT 800-446-6307 $1.00 0.900%

Sallie Mae Bank Murray, UT $1.00 0.900%

Colorado Federal Savings Bank Greenwood Village, CO 888-790-5249 $2,500.00 0.850%

AIG Federal Savings Bank Wilmington, DE 866-244-4440 $100,000.00 0.850%

Discover Bank Greenwood, DE 800-347-7000 $10,000.00 0.850%

First Internet Bank IN Indianapolis, IN 888-873-3424 $100.00 0.850%

90 Day CDs

Institution City, State Stars Phone Min APY MORE INFO

AloStar Bank of Commerce Birmingham, AL 877-738-6391 $1,000.00 0.460%

OneWest Bank FSB Pasadena, CA 800-750-8521 $1,000.00 0.450%

California First NB Irvine, CA 800-735-2465 $5,000.00 0.400%

Nationwide Bank Columbus, OH 877-422-6569 $100,000.00 0.400%

USAA Federal Savings Bank San Antonio, TX 800-531-7283 $95,000.00 0.400%

Discover Bank Greenwood, DE 800-347-7000 $2,500.00 0.400%

EverBank Jacksonville, FL 888-882-3837 $1,500.00 0.400%

First Internet Bank IN Indianapolis, IN 888-873-3424 $1,000.00 0.400%

CapitalSource Bank Los Angeles, CA 888-433-4272 $10,000.00 0.400%

180 Day CDs

Institution City, State Stars Phone Min APY MORE INFO

AloStar Bank of Commerce Birmingham, AL 877-738-6391 $1,000.00 0.850%

Colorado Federal Savings Bank Greenwood Village, CO 888-790-5249 $5,000.00 0.750%

Discover Bank Greenwood, DE 800-347-7000 $2,500.00 0.750%

OneWest Bank FSB Pasadena, CA 800-750-8521 $1,000.00 0.750%

USAA Federal Savings Bank San Antonio, TX 800-531-7283 $95,000.00 0.710%

1 Year CDs

Institution City, State Stars Phone Min APY MORE INFO

Nationwide Bank Columbus, OH 877-422-6569 $100,000.00 1.100%

AloStar Bank of Commerce Birmingham, AL 877-738-6391 $1,000.00 1.030%

Discover Bank Greenwood, DE 800-347-7000 $2,500.00 1.000%

Sallie Mae Bank Murray, UT $1.00 1.000%

First Internet Bank IN Indianapolis, IN 888-873-3424 $1,000.00 0.965%

18 Month CDs

Institution City, State Stars Phone Min APY MORE INFO

USAA Federal Savings Bank San Antonio, TX 800-531-7283 $95,000.00 1.160%

Nationwide Bank Columbus, OH 877-422-6569 $100,000.00 1.150%

Discover Bank Greenwood, DE 800-347-7000 $2,500.00 1.050%

CapitalSource Bank Los Angeles, CA 888-433-4272 $10,000.00 1.050%

OnBank,division of M&T BK N A Wilmington, DE 866-948-2265 $500.00 1.010%

OneWest Bank FSB Pasadena, CA 800-750-8521 $1,000.00 1.010%

2 Year CDs

Institution City, State Stars Phone Min APY MORE INFO

American Express Bank FSB Salt Lake City, UT 800-446-6307 $1.00 1.300%

Nationwide Bank Columbus, OH 877-422-6569 $100,000.00 1.250%

USAA Federal Savings Bank San Antonio, TX 800-531-7283 $95,000.00 1.250%

Ultima Bank Minnesota Winger, MN 800-421-5322 $1,000.00 1.200%

AloStar Bank of Commerce Birmingham, AL 877-738-6391 $1,000.00 1.190%

30 Month CDs

Institution City, State Stars Phone Min APY MORE INFO

USAA Federal Savings Bank San Antonio, TX 800-531-7283 $95,000.00 1.350%

Discover Bank Greenwood, DE 800-347-7000 $2,500.00 1.200%

5 Star Bank Co Ind Bk Colorado Springs, CO 800-776-2265 $1,000.00 1.100%

EverBank Jacksonville, FL 888-882-3837 $1,500.00 1.100%

American Bank/pcbanker.com Allentown, PA 888-960-5050 $500.00 1.010%

3 Year CDs

Institution City, State Stars Phone Min APY MORE INFO

OnBank,division of M&T BK N A Wilmington, DE 866-948-2265 $500.00 1.550%

Easthampton Savings Bank Easthampton, MA 413-527-4111 $1,000.00 1.500%

Nationwide Bank Columbus, OH 877-422-6569 $100,000.00 1.500%

Ultima Bank Minnesota Winger, MN 800-421-5322 $1,000.00 1.500%

USAA Federal Savings Bank San Antonio, TX 800-531-7283 $95,000.00 1.460%

4 Year CDs

Institution City, State Stars Phone Min APY MORE INFO

Nationwide Bank Columbus, OH 877-422-6569 $100,000.00 1.750%

OnBank,division of M&T BK N A Wilmington, DE 866-948-2265 $500.00 1.750%

Easthampton Savings Bank Easthampton, MA 413-527-4111 $1,000.00 1.650%

USAA Federal Savings Bank San Antonio, TX 800-531-7283 $95,000.00 1.650%

Ultima Bank Minnesota Winger, MN 800-421-5322 $1,000.00 1.650%

5 Year CDs

Institution City, State Stars Phone Min APY MORE INFO

OnBank,division of M&T BK N A Wilmington, DE 866-948-2265 $500.00 1.950%

Nationwide Bank Columbus, OH 877-422-6569 $100,000.00 1.900%

USAA Federal Savings Bank San Antonio, TX 800-531-7283 $95,000.00 1.860%

Easthampton Savings Bank Easthampton, MA 413-527-4111 $1,000.00 1.850%

Third Federal Savings and Loan Cleveland, OH 800-844-7333 $500.00 1.800%

Ultima Bank Minnesota Winger, MN 800-421-5322 $1,000.00 1.800%

EverBank Jacksonville, FL 888-882-3837 $1,500.00 1.800%

Heritage Bank NA Spicer, MN 320-235-5720 $25,000.00 1.800%

Long Term CDs (6-10 Year)

Institution City, State Stars Phone Min APY MORE INFO

Discover Bank Greenwood, DE 800-347-7000 $2,500.00 2.450%

Fulton Bank Lancaster, PA 877-726-5463 $1,000.00 2.250%

USAA Federal Savings Bank San Antonio, TX 800-531-7283 $95,000.00 2.100%

Third Federal Savings and Loan Cleveland, OH 800-844-7333 $500.00 2.000%

Flushing SB/iGObanking.com Flushing, NY 888-432-5890 $1,000.00 1.800%

BauerFinancial, Inc.
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Bank and Credit Union data compiled from financial data for the period noted, as reported to federal regulators. The financial data obtained from these sources is consistently reliable, although; the accuracy and completeness of the data cannot be guaranteed by BauerFinancial, Inc.. BauerFinancial relies upon this data in its judgment and in rendering its opinion (e.g. determination of star ratings) as well as supplying the data fields incorporated herein. BauerFinancial, Inc. is not a financial advisor; it is an independent bank research firm. BauerFinancial is a registered trademark. Any unauthorized use of its content, logos, name, and/or Star-ratings is forbidden.