What is a Star Rating? How Strong is My Bank? CD RateWatch Criteria All Media: Permission to reprint with attribution to: BauerFinancial, Inc., Coral Gables, Florida

Top Consumer CD Rates from the Nation's Strongest Banks  (Rates are surveyed each Wednesday. These rates were surveyed on Wednesday 7/1/2009.) Rates are subject to change without notice.  Please contact institution before investing. BauerFinancial does not accept advertising. No bank pays for its rating or to list its rates.   Click Here for New FDIC Insurance Coverage Information

Money Market/Savings Accounts

Institution	City, State	Stars	Phone	Min	APY	MORE INFO
Farmers Bank & Savings Co.	Pomeroy, OH		740-992-2136	$100,000.00	2.020%
EverBank	Jacksonville, FL		888-882-3837	$1,500.00	2.000%
Flushing SB/iGObanking.com	Flushing, NY		888-432-5890	$1.00	1.910%
California First NB	Irvine, CA		800-735-2465	$5,000.00	1.800%
Landmark Bk NA/Giantbank.Com	Fort Lauderdale, FL		877-446-4200	$1,000.00	1.760%

 

90 Day CDs

Institution	City, State	Stars	Phone	Min	APY	MORE INFO
EverBank	Jacksonville, FL		888-882-3837	$1,500.00	1.250%
Texas Cap Bk NA/Bankdirect.Com	Dallas, TX		877-839-2737	$10,000.00	1.110%
Nationwide Bank	Columbus, OH		877-422-6569	$500.00	1.050%
American Bank/pcbanker.com	Allentown, PA		888-960-5050	$500.00	1.010%
CapitalSource Bank	Los Angeles, CA		888-433-4272	$10,000.00	1.010%

 

180 Day CDs

Institution	City, State	Stars	Phone	Min	APY	MORE INFO
Ascencia, a division of PBI Bk	Louisville, KY		877-369-2265	$500.00	1.860%
Landmark Bk NA/Giantbank.Com	Fort Lauderdale, FL		877-446-4200	$2,500.00	1.810%
Third Federal Savings and Loan	Cleveland, OH		800-844-7333	$500.00	1.650%
EverBank	Jacksonville, FL		888-882-3837	$1,500.00	1.600%
Discover Bank	Greenwood, DE		800-347-7000	$2,500.00	1.500%

 

1 Year CDs

Institution	City, State	Stars	Phone	Min	APY	MORE INFO
Ascencia, a division of PBI Bk	Louisville, KY		877-369-2265	$500.00	2.200%
Discover Bank	Greenwood, DE		800-347-7000	$2,500.00	2.200%
Landmark Bk NA/Giantbank.Com	Fort Lauderdale, FL		877-446-4200	$2,500.00	2.160%
Centennial Bank	Fountain Valley, CA		800-251-0705	$10,000.00	2.020%
California First NB	Irvine, CA		800-735-2465	$5,000.00	2.000%
Nationwide Bank	Columbus, OH		877-422-6569	$500.00	2.000%
EverBank	Jacksonville, FL		888-882-3837	$1,500.00	2.000%
Intervest NB	New York, NY		212-218-8383	$2,500.00	2.000%

 

18 Month CDs

Institution	City, State	Stars	Phone	Min	APY	MORE INFO
Discover Bank	Greenwood, DE		800-347-7000	$2,500.00	2.300%
Intervest NB	New York, NY		212-218-8383	$2,500.00	2.230%
Third Federal Savings and Loan	Cleveland, OH		800-844-7333	$500.00	2.100%
Northeast Community Bank	White Plains, NY		212-288-2005	$500.00	2.020%
EverBank	Jacksonville, FL		888-882-3837	$1,500.00	2.000%

 

2 Year CDs

Institution	City, State	Stars	Phone	Min	APY	MORE INFO
Discover Bank	Greenwood, DE		800-347-7000	$2,500.00	2.500%
Intervest NB	New York, NY		212-218-8383	$2,500.00	2.500%
California First NB	Irvine, CA		800-735-2465	$5,000.00	2.400%
Beacon Federal	East Syracuse, NY		888-256-3800	$2,500.00	2.350%
Centennial Bank	Fountain Valley, CA		800-251-0705	$10,000.00	2.320%

 

30 Month CDs

Institution	City, State	Stars	Phone	Min	APY	MORE INFO
Intervest NB	New York, NY		212-218-8383	$2,500.00	2.800%
Discover Bank	Greenwood, DE		800-347-7000	$2,500.00	2.600%
EverBank	Jacksonville, FL		888-882-3837	$1,500.00	2.350%
Third Federal Savings and Loan	Cleveland, OH		800-844-7333	$500.00	2.250%
American Bank/pcbanker.com	Allentown, PA		888-960-5050	$500.00	2.150%

 

3 Year CDs

Institution	City, State	Stars	Phone	Min	APY	MORE INFO
Discover Bank	Greenwood, DE		800-347-7000	$2,500.00	3.100%
Intervest NB	New York, NY		212-218-8383	$2,500.00	3.100%
Beacon Federal	East Syracuse, NY		888-256-3800	$2,500.00	2.850%
Fulton Bank	Lancaster, PA		877-726-5463	$2,500.00	2.800%
Third Federal Savings and Loan	Cleveland, OH		800-844-7333	$500.00	2.750%

 

4 Year CDs

Institution	City, State	Stars	Phone	Min	APY	MORE INFO
Intervest NB	New York, NY		212-218-8383	$2,500.00	3.550%
Discover Bank	Greenwood, DE		800-347-7000	$2,500.00	3.200%
Third Federal Savings and Loan	Cleveland, OH		800-844-7333	$500.00	3.000%
Beacon Federal	East Syracuse, NY		888-256-3800	$2,500.00	3.000%
Flushing SB/iGObanking.com	Flushing, NY		888-432-5890	$500.00	3.000%

 

5 Year CDs

Institution	City, State	Stars	Phone	Min	APY	MORE INFO
Third Federal Savings and Loan	Cleveland, OH		800-844-7333	$500.00	3.650%
Intervest NB	New York, NY		212-218-8383	$2,500.00	3.620%
Discover Bank	Greenwood, DE		800-347-7000	$2,500.00	3.600%
Flushing SB/iGObanking.com	Flushing, NY		888-432-5890	$500.00	3.500%
Beacon Federal	East Syracuse, NY		888-256-3800	$2,500.00	3.350%

 

Long Term CDs (6-10 Year)

Institution	City, State	Stars	Phone	Min	APY	MORE INFO
Third Federal Savings and Loan	Cleveland, OH		800-844-7333	$500.00	3.750%
Discover Bank	Greenwood, DE		800-347-7000	$2,500.00	3.750%
Intervest NB	New York, NY		212-218-8383	$2,500.00	3.700%
Principal Bank	Des Moines, IA		800-672-3343	$5,000.00	2.320%
1st Source Bank	South Bend, IN		888-258-3150	$500.00	2.200%